- CDMX, Miguel Hidalgo, Mexico
- Full-time · Senior
- 4+ years
As the Sr. Product Owner for Core Payments, you will lead the strategy and execution of our end-to-end payment processing roadmap, covering both Money In (authorization, processing transaction) and Money Out (disbursements, refunds, holds and chargebacks).
Responsibilities
- Lead the Core Payments product lifecycle from ideation to launch, generating documentation (PRDs, user stories with technical acceptance criteria), defining core KPIs, and coordinating execution to recover and scale total payment volume (TPV).
- Own the functional design and evolution of the payment infrastructure (Payments API, Gateway, Switch, processor and network connections), ensuring availability, performance and scalability across Card Present and Card Not Present flows.
- Define and design the smart routing rules by payment method, BIN and issuer (Chip+PIN, Contactless, e-commerce) to maintain an approval rate above 90%, while optimizing processing cost per transaction.
- Define the business rules, controls and operational processes for clearing, settlement, merchant payouts, disbursements, refunds and holds, ensuring every transaction reconciles end to end and reducing discrepancies and resolution times.
- Coordinate integration and certification cycles (e.g., EMV L3) with engineers, processors (e.g., PROSA, GETNET, e.global) and payment networks, guaranteeing compliance with PCI-DSS and network standards without creating development bottlenecks.
Requirements
- Bachelor's degree in Engineering (Systems, Software, Industrial, Financial)