- Deerfield Township, Ohio, United States
- On-site
- Full-time · Director
- 10+ years
Leads credit risk strategy, credit and loyalty analytics, and FP&A for on-us sales, off-us sales, acquisitions, and new accounts across Macy’s and Bloomingdale’s private label and American Express portfolios.
Responsibilities
- Lead credit risk strategy for Macy’s and Bloomingdale’s private label and American Express portfolios, balancing prudent risk management with growth.
- Partner with Citi to optimize underwriting, credit policy, and account management strategies across new and existing cardholders.
- Monitor credit quality, delinquencies, NCL trends to identify emerging risks and opportunities.
- Translate risk and financial insights into clear recommendations for senior leadership.
- Develop and execute credit growth strategies with Retail, Digital, Loyalty, MCCS, and Citi.
Requirements
- Bachelor's degree or equivalent work experience
- MBA preferred