- Mumbai, Maharashtra, India
- Full-time · Associate
Retail Lending Audit provides an opportunity to gain end-to-end exposure to retail and commercial lending businesses while strengthening capabilities in risk management, governance, controls, and regulatory compliance.
Responsibilities
- Participate in audits across Retail and Commercial Lending businesses, including Mortgages, LAP, Working Capital, Personal Loans, Commercial Vehicles, Construction Equipment, Agri SME, Gold Loans, and related portfolios
- Review lending processes across sourcing, credit underwriting, operations, disbursement, collections, and customer servicing
- Assess adherence to internal policies, regulatory requirements, delegated authorities, and operational controls
- Identify process gaps, operational risks, compliance issues, and opportunities for process improvement
- Analyse exceptions, control breaches, and emerging risk themes through data-driven reviews
Requirements
- Nice to have: Excel
- Nice to have: Power BI
- Nice to have: MIS