- Kuala Lumpur, Kuala Lumpur, Malaysia
- On-site
- Full-time · Mid
- 3+ years
The Credit Analyst is responsible for conducting independent credit assessments and ongoing monitoring of bond and sukuk issuers within the Bank's Treasury fixed income portfolio. The role supports informed investment decision-making through comprehensive analysis of issuer creditworthiness, financial performance, industry dynamics, ESG considerations, and market developments, while ensuring compliance with internal credit policies, regulatory requirements, and governance standards.
Responsibilities
- Conduct comprehensive credit assessments of domestic and foreign currency bond and sukuk issuers, including analysis of business, financial, industry, country, and ESG risks.
- Perform due diligence and Know-Your-Customer (KYC) reviews in accordance with internal policies, regulatory requirements, and the Bank's credit governance framework.
- Prepare detailed credit assessment reports, including risk identification, mitigants, recommendations, and credit opinions for approval by relevant committees.
- Monitor and review the credit quality of issuers within the Treasury fixed income portfolio and proactively identify emerging credit concerns.
- Conduct ongoing surveillance through analysis of financial statements, covenant compliance, rating actions, market developments, and relevant news flow.
Requirements
- Bachelor's degree in Finance
- Accounting
- Economics
- Business Administration
- a related discipline