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1–2 jobs· newest first

Retail Lending Audit – Team MemberNew
Kotak Neo (Kotak Securities Limited) · Mumbai, India
Full-time · Associate
Executive - Pre-Decisioning
SBI Cards and Payment Services Ltd (SBI Card) · Gurugram, India
On-site · Full-time · Entry

+10K new in the last hour

Retail Lending Audit – Team Member

Kotak Neo (Kotak Securities Limited) · Posted Nov 12, 2026

Mumbai, Maharashtra, India
Full-time · Associate

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Retail Lending Audit provides an opportunity to gain end-to-end exposure to retail and commercial lending businesses while strengthening capabilities in risk management, governance, controls, and regulatory compliance.

Responsibilities

Participate in audits across Retail and Commercial Lending businesses, including Mortgages, LAP, Working Capital, Personal Loans, Commercial Vehicles, Construction Equipment, Agri SME, Gold Loans, and related portfolios
Review lending processes across sourcing, credit underwriting, operations, disbursement, collections, and customer servicing
Assess adherence to internal policies, regulatory requirements, delegated authorities, and operational controls
Identify process gaps, operational risks, compliance issues, and opportunities for process improvement
Analyse exceptions, control breaches, and emerging risk themes through data-driven reviews

Requirements

Nice to have: Excel
Nice to have: Power BI
Nice to have: MIS

Skills

Understanding of lending products Understanding of credit processes Understanding of customer lifecycle management Risk assessment Control mindset Knowledge of lending policies Knowledge of regulatory requirements Knowledge of governance processes Experience in exception management Experience in process reviews Experience in control monitoring Analytical thinking Problem-solving capability Stakeholder management Data analysis Excel Power BI MIS

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Executive - Pre-Decisioning

SBI Cards and Payment Services Ltd (SBI Card) · Posted Nov 10, 2026

Gurugram, Haryana, India
On-site
Full-time · Entry

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Responsible for processing applications from PS2 process with complete diligence with respect to KYC and income documents.

Responsibilities

Perform scrutiny of credit card applications
Check if application is compliant to KYC norms
Conduct Credit checks in document with predefined policies and get into income calculations
Ensure adherence to TAT and accuracy for decision-making
Check for validity of documents attached with the application

Requirements

Graduate in any discipline

Skills

Credit Card knowledge understanding of Credit Processes Knowledge of credit documentation basic financial ability Process Orientation Teamwork Collaboration Analytical Ability

Verbal Communication

Written Communication

Benefits

Wellness and wellbeing program
Rewards and recognition program
Gender Neutral Policy
Medical Insurance
Personal Accidental

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