As the Sr. Product Owner for Core Payments, you will lead the strategy and execution of our end-to-end payment processing roadmap, covering both Money In (authorization, processing transaction) and Money Out (disbursements, refunds, holds and chargebacks).
Responsibilities
Lead the Core Payments product lifecycle from ideation to launch, generating documentation (PRDs, user stories with technical acceptance criteria), defining core KPIs, and coordinating execution to recover and scale total payment volume (TPV).
Own the functional design and evolution of the payment infrastructure (Payments API, Gateway, Switch, processor and network connections), ensuring availability, performance and scalability across Card Present and Card Not Present flows.
Define and design the smart routing rules by payment method, BIN and issuer (Chip+PIN, Contactless, e-commerce) to maintain an approval rate above 90%, while optimizing processing cost per transaction.
Define the business rules, controls and operational processes for clearing, settlement, merchant payouts, disbursements, refunds and holds, ensuring every transaction reconciles end to end and reducing discrepancies and resolution times.
Coordinate integration and certification cycles (e.g., EMV L3) with engineers, processors (e.g., PROSA, GETNET, e.global) and payment networks, guaranteeing compliance with PCI-DSS and network standards without creating development bottlenecks.
Requirements
Bachelor's degree in Engineering (Systems, Software, Industrial, Financial)
Executive owner of GreenSky's liquidity, funding, and bank-partner finance agenda, accountable for cash forecasting, funding, and control across a high-volume point-of-sale lending platform.
Compensation
Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. Compensation will be determined by several factors, including relevant knowledge, skills, and experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package, alongside a full suite of medical, dental, vision, disability insurance, life insurance, 401k retirement benefits, paid time off, paid holidays, and paid personal/sick time.
Responsibilities
Set Treasury strategy and own the cash forecasting, liquidity management, and cash positioning framework
Advise the CFO and executive team on liquidity risk, counterparty and concentration risk
Run scenario and stress analysis on liquidity, funding capacity, and loan volume
Own the treasury relationship with GreenSky's bank partners
Lead negotiation of fee arrangements, account structures, and treasury services
Requirements
Bachelor's degree in Finance, Accounting, Economics, or a related field
Nice to have: Master's degree or MBA in Finance, Accounting, or a related field
Nice to have: CTP or CFA credential
Nice to have: Experience in fintech, consumer lending, point-of-sale or home-improvement finance
Nice to have: Experience structuring, executing, or managing warehouse facilities, securitization, forward-flow, or loan sale programs
