- Charleston, South Carolina, United States +1 more
- 5+ years
Commercial Underwriter specializing in Commercial Finance evaluating, structuring, and approving credit facilities for small to mid-sized businesses.
Locations (2)
- Charleston, South Carolina, United States
- Mount Pleasant, South Carolina, United States
Compensation
Competitive compensation and performance-based incentives
Responsibilities
- Conduct in-depth analysis of borrower and account debtor financials, cash flow trends, debt levels, and liquidity to determine repayment capacity
- Evaluate collateral quality, with an emphasis on accounts receivable verification, debtor concentrations, and invoice aging reports
- Identify potential risks, including credit, operational, legal, and fraud-related risks, and recommend appropriate mitigants
- Structure facilities in alignment with company credit policies and capital requirements
- Recommend advance rates, reserves, and concentration limits based on client profile and collateral quality