Responsible for the resolution of moderate to high complexity and moderate to high exposure claims which can be subject to disputes that must be resolved in mediation or litigation. The primary purpose of this job is to handle claims from coverage enquiry through legal liability assessment (where relevant) and quantum analysis, to timely and accurate resolution; ensuring mitigation of indemnity and expense exposure while communicating developments and outcomes as necessary to all internal and external stakeholders.
Compensation
The salary range for this position is $78,000 - $134,090. The posted salary range reflects the lowest and highest base salary applicable to this role across our U.S. locations.
Responsibilities
Investigate, negotiate and settle complex primary and excess policy casualty claims including negligence, premise liability, commercial automobile, construction bodily injury, construction defect, product liability, and sexual assault.
Investigate and analyze coverage under primary and excess casualty insurance policies; make coverage determinations; draft routine coverage correspondence; effectively communicate coverage positions to policyholders and other stakeholders; manage claims involving coverage litigation.
Manage litigation filed nationwide against insureds; appoint, direct and manage defense counsel; proactively work toward expeditious and economical resolution of claims; assist internal business partners, including claims vendor management, disbursement and legal collections teams with defense counsel, bill payment and collection issues.
Communicate with underwriting as needed to manage claims and to alert of any significant developments.
Promptly communicate with management on adverse case developments and provide information on pertinent issues affecting professional liability product lines.
Requirements
College degree required
Nice to have: Experience managing third-party administrators
Nice to have: Experience managing general agents
Nice to have: Experience managing general underwriters
Nice to have: Insurance coverage litigation experience
Take ownership of all aspects of the coverage litigation process — from analyzing complex coverage issues to working alongside senior management on claims handling best practices.
Compensation
Salary Range: $100,000 – $130,000 This posted range is our best estimate; starting salary will be based on experience level. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements.
Responsibilities
Overseeing all aspects of the coverage litigation process, including analyzing coverage issues and determining exposure across all levels of litigation
Evaluating claims handling and underwriting practices to identify risk and support sound coverage positions
Working closely with outside counsel to draft pleadings and motions consistent with Kinsale's coverage positions and proprietary policy forms
Reviewing and responding to subpoenas and complaints filed with state insurance departments
Participating in mediations, arbitrations, and trials, with travel as needed
Requirements
J.D. degree
four-year college degree
Nice to have: Commercial property and casualty insurance experience
Nice to have: Excess and surplus lines market experience
Senior Claim Representative / Claim Counsel responsible for evaluating complex healthcare and professional liability claims, providing coverage analysis, litigation strategy, and coordinating with carriers and external counsel.
Compensation
$110,000 - $140,000 / year
Responsibilities
Evaluate coverage issues specific to healthcare professional liability, miscellaneous and insurance professionals E&O, insurers’ extra-contractual liability, and D&O claims.
Analyze claims-made and occurrence triggers, retroactive dates, prior knowledge and prior acts issues, interrelated claims, notice and reporting requirements, multiple insureds, allocation between coverages, and other complex coverage questions.
Draft and issue coverage position letters, including reservations of rights and denial letters, ensuring clarity and compliance with legal and regulatory standards.
Evaluate and provide input on coverage forms and policy language as needed by carriers.
Review and interpret primary, excess, and package policies, endorsements, applications, and applicable law to determine coverage, exclusions, conditions, limits, retentions, allocation, and other obligations.
Requirements
Juris Doctor (JD)
Nice to have: experience across two or more of healthcare professional liability, long-term care, miscellaneous E&O, broker or insurance professionals E&O, third-party administrator liability, insurers’ extra-contractual liability, or D&O
Attorney to join the Insurance Coverage Practice in the Westchester, NY office, focusing on insurance coverage analysis, coverage opinions, and litigation.
Compensation
Minimum Salary
USD $135,000.00/Yr.
Maximum Salary
USD $175,000.00/Yr.
Responsibilities
Analyze insurance coverage and prepare coverage opinions