- Toronto, Ontario, Canada
- On-site
- Full-time · Manager
- 7+ years
Lead the development and optimization of credit card acquisition strategies, with end-to-end accountability for acquisition credit risk strategy.
Responsibilities
- Lead the development, implementation, and ongoing optimization of credit card acquisition credit risk strategies, including credit eligibility, approval/decline criteria, score cut-offs, credit assignment, and risk-based segmentation.
- Own acquisition strategy performance and continuously identify opportunities to improve approval rates, portfolio growth and profitability while maintaining credit losses within risk appetite.
- Develop differentiated strategies across customer segments, channels, products.
- Establish a robust champion/challenger framework to test new strategies, cut-offs, segmentation approaches, and decisioning methodologies.
- Monitor new-account vintages and cohorts to identify emerging risks and ensure acquisition quality remains aligned with portfolio objectives and loss expectations.
Requirements
- Bachelor's degree in Statistics, Mathematics, Economics, Finance, Business, Engineering, Computer Science, or another quantitative discipline