Principal Architect - Digital Architecture for Payments
JPMorgan Chase & Co. · Posted Nov 5, 2026
- Plano, Texas, United States
- Full-time · Principal
- 10+ years
Lead digital transformation strategy and target-state architecture for Merchant Payments across web, API, headless checkout, commerce, and mobile experiences, acting as a senior technical leader and trusted advisor to business, product, and technology executives.
Compensation
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.
Responsibilities
- Define and drive the digital architecture strategy and target state for Merchant Payments products
- Shape and execute the digital transformation roadmap
- Architect headless checkout and commerce solutions
- Lead API strategy, including API standards, design-first practices, governance, and partner and developer experience
- Establish web and mobile framework developer practices and governance
Requirements
- Formal training or certification on software engineering concepts
- Nice to have: Point of Sale (POS) experience
- Nice to have: Cloud certification (AWS, Azure, GCP)
- Nice to have: PCI DSS
- Nice to have: EMV