This is a senior policy role for an experienced prudential specialist. Lead the development/enhancement of high-impact prudential policy, exercise significant regulatory judgement, and shape how prudential standards are interpreted and applied across FCA-regulated firms.
Locations (3)
Edinburgh, Scotland, United Kingdom
Leeds, West Yorkshire, United Kingdom
London, London, United Kingdom
Compensation
Salary: National (Edinburgh and Leeds) ranging from £59,100 to £90,800 and London from £64,900 to £99,700
Responsibilities
Lead the design, review, and enhancement of FCA prudential regimes, including IFPR/MIFIDPRU, MIPRU, IPRU, and prudential standards for payments, e-money and cryptoasset firms
Conduct deep qualitative and quantitative analysis of prudential risks, capital and liquidity adequacy, and firm behaviour to inform policy decisions and senior leadership advice
Consultant junior en banque finance / risques (F/H)
Support the bank’s second line of defense by independently identifying, assessing, monitoring and reporting credit, liquidity, market and interest rate risks.
Responsibilities
Perform independent credit analysis for new transactions, renewals and portfolio reviews
Prepare clear risk assessments and recommendations for the relevant credit approval bodies
Calculate, review and document expected credit loss provisions under IFRS 9
Monitor portfolio quality, credit deterioration, watchlist exposures and concentrations
Monitor the bank’s liquidity position, limits, early warning indicators, funding profile and key regulatory metrics
Requirements
Bachelor's degree in finance, economics, mathematics or related field
Nice to have: Master’s degree in finance, economics, mathematics
Monitor market developments, supervisory feedback, and emerging cross-sector risks, translating these into proportionate policy responses
Engage extensively with Supervision, Enforcement, Data, HM Treasury, industry bodies and firms, including leading consultations and representing the FCA externally
Provide technical advice and briefings to senior management, support colleagues across the organisation with interpretation and application of policy and offer guidance to firms on compliance with new or amended rules