Lending principles jobs

Credit Delivery Corporate Manager

RBS · Posted Nov 13, 2026

Open

London, England, United Kingdom
Hybrid
Full-time · Manager

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Credit Delivery Corporate Manager

RBS · Posted Nov 13, 2026

Open

London, England, United Kingdom
Hybrid
Full-time · Manager

Apply with Referso

Junior Credit Risk Analyst

PALMPAY LIMITED · Posted Nov 13, 2026

Open

Ikeja, Lagos, Nigeria
Full-time · Entry
0–1 years

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The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards.

Responsibilities

Review and analyze loan applications and supporting documents
Assess borrowers’ creditworthiness and repayment capacity
Make recommendations in line with credit policy and underwriting standards
Liaise with Field Verification Officers and Risk Team on loan-related issues
Ensure accuracy and completeness of loan documentation

Requirements

Bachelor's degree in Finance
Bachelor's degree in Accounting
Bachelor's degree in Economics
Bachelor's degree in Business Administration

Skills

Credit assessment Financial analysis Lending principles

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Assistant Manager, Relationship - Business & Commercial Banking

Standard Bank Group · Posted Nov 11, 2026

Open

Nairobi, Nairobi County, Kenya
Manager
3–4 years

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Support the Relationship Manager with day-to-day portfolio operations and client contact.

Responsibilities

Provide central office-bound contact point to customers
Maintain allocated portfolio
Support RM with portfolio management tasks

Requirements

First Degree in Business Commerce

Skills

portfolio management credit motivations lending principles commercial acumen financial analysis process governance risk identification

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Commercial Credit Analyst

GM Financial Canada · Posted Nov 10, 2026

Open

Toronto, Ontario, Canada
Hybrid
Full-time
$52K–$94K per year
1+ years

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Responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers (Consumer & Commercial).

Compensation

The base range for this role is: $52,000-$93,500

Responsibilities

Analyze consumer and commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority
Analyze financial statements, GMF exposure, collateral usage, debt service, as applicable to the size and complexity of the commercial transaction
Make appropriate recommendations for Lines of Credit and advocate the benefits of same for dealers and commercial clients
Ensure compliance with Anti-Money Laundering policies and procedures
Establish dealer relationships by building rapport through telephone contact

Requirements

College or University business diploma or equivalent experience
Nice to have: 1 year of lending experience

Skills

lending principles credit bureau reports financial statement analysis

IT Solutions Design Specialist (US) - Commercial ACBS

TD · Posted Nov 10, 2026

Open

Mount Laurel, New Jersey, United States
On-site
Full-time · Mid
$98K–$159K per year
7+ years

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Lead the creation of comprehensive end-to-end detailed solutions with accountability for technical design and delivery of System Design Specifications for large-scale, complex or enterprise projects.

Compensation

$98,160 - $159,270 USD

Responsibilities

Lead technical design and delivery of System Design Specifications
Provide technical expertise and guidance to others
Consult with clients/project teams on research, analysis, design, hardware/software support and development of technical solutions
Coach and educate team members
Act as internal expert resource for technical information exchange

Requirements

Undergraduate degree or Technical Certificate
Graduate degree, preferred
Nice to have: 7 years hands on experience supporting ACBS
Nice to have: Strong understanding of ACBS infrastructure
Nice to have: Strong understanding of modern design principles such as API, Kafka event streaming, AI automation

Skills

ACBS infrastructure ACBS API microservices API best practices SSO auth types oAuth, SAML, OIDC

Relationship Banker

Zions Bancorporation · Posted Nov 10, 2026

Open

Poway, California, United States
$94K–$125K per year
4+ years

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Build and maintain client relationships, identify lending opportunities, and manage commercial loan activities at the Scripps Poway branch.

Compensation

This position is eligible to earn a base salary in the range of $93,555-$125,000 depending on job-related factors such as level of experience.

Responsibilities

Acquire, analyze and maintain client relationships
Provide suitable credit, deposit or other banking services
Analyze risks and profitability of assigned client base
Solicit sale of additional products and services
Develop and implement marketing plans for expanding business

Requirements

Bachelor's degree in business, finance or a related field

Skills

commercial lending credit bank sales analytical skills negotiation skills lending principles bank products

Assistant, Relationship Manager, EB

Standard Bank Group · Posted Nov 10, 2026

Open

Lagos, Lagos, Nigeria
2–4 years

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Support the Relationship Manager with day-to-day portfolio management and client service.

Responsibilities

Provide central office-bound contact point to customers
Adhere to compliance, legislative, regulatory requirements such as KYC
Apply sound account management principles for credit portfolio management
Assess and understand client requirements to provide appropriate transactional service

Requirements

First degree in Business Commerce or any field

Skills

portfolio management KYC credit motivations lending principles branch sales service role

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Commercial Portfolio Manager II

South State Bank · Posted Oct 22, 2026

Open

Charlotte, North Carolina, United States
On-site
Full-time · Mid
4–6 years

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The Commercial Portfolio Manager II supports the commercial loan and deposit portfolio of one or more Relationship Managers providing quality underwriting, sound portfolio management, and superior client service.

Responsibilities

Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and on-going Portfolio Management activities
Completes industry research supporting existing and new Customers
Compiles commercial loan packages including written credit memos, financial analysis, and risk-grading recommendations
Completes additional credit analysis through in-depth tools outside traditional spreads and global cash flow
Guides the loan request through the Credit Approval Process ensuring structure meets client needs and bank's operating objectives

Requirements

Four-year degree in Business Administration
Finance
Accounting
related field
Nice to have: Graduation from a recognized school of banking

Skills

credit analysis commercial banking business banking portfolio management

Portfolio Manager I

South State Bank · Posted Aug 19, 2026

Open

The Woodlands, Texas, United States
Entry
4–6 years

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Commercial Portfolio Manager supports the commercial loan and deposit portfolio of one or more Relationship Managers, providing underwriting, portfolio management, and client service.

Responsibilities

Analyzes financial information to evaluate credit worthiness of new and renewal loan requests
Completes industry research to support existing and new customers
Compiles commercial loan packages ensuring completeness and accuracy
Guides loan requests through the Credit Approval Process
Monitors and services large commercial loan portfolios

Requirements

Four-year degree in Business Administration, Finance, Accounting or related field

Skills

credit analysis commercial banking business banking portfolio management underwriting loan structuring loan documentation

Commercial Portfolio Manager II

South State Bank · Posted Aug 10, 2026

Open

Huntsville, Alabama, United States
4–6 years

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Supports the commercial loan and deposit portfolio of one or more Relationship Managers, providing underwriting, portfolio management, and client service.

Responsibilities

Analyzes financial information to evaluate credit worthiness of new and renewal loan requests
Completes industry research to support existing and new customers
Compiles commercial loan packages ensuring completeness and accuracy
Performs additional credit analysis using advanced tools
Guides loan requests through the Credit Approval Process

Requirements

Four-year degree in Business Administration, Finance, Accounting or related field

Skills

credit analysis commercial banking business banking portfolio management underwriting loan structuring loan documentation

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