Analyze and interpret mortgage loan credit and appraisal documents for conformity to specific guidelines set forth by Fannie Mae, Federal Housing Administration, Veterans’ Administration, Kentucky Housing Corporation, Rural Housing, Private Investors, Portfolio lending and Regulatory, including Qualified Mortgage Underwriting guidelines.
Locations (3)
Louisville, Kentucky, United States
Indianapolis, Indiana, United States
Cincinnati, Ohio, United States
Responsibilities
Perform in-depth file analysis and risk assessment by reviewing and interpreting all loan documents
Verify accuracy of information, investigate omissions and discrepancies
Research and provide in-depth file analysis of mortgage loans submitted as recommendations for denial
Assist the mortgage loan personnel with interpretation of product guidelines, required loan documents and approval conditions changes
Provide staff awareness of guideline changes from investors
The Senior Virtual Loan Processor is responsible for processing residential mortgage and equity loan applications in accordance with internal policies and procedures, secondary market guidelines, as well as relevant government regulations and procedures.
Responsibilities
Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
Work as part of a team
Work with on-site equipment
Manage the loan process from application submission to loan closing, customer relationship application submission to loan closing, and flexible schedule to meet customer needs
Originates mortgage loans in an assigned metropolitan territory, conducts preliminary underwriting reviews, and manages loan documentation and sales activities.
Compensation
Pay Range: $20.00 - $20.00
Responsibilities
Originates mortgage loans in an assigned metropolitan territory
Takes applications and conducts preliminary underwriting reviews
Submits loan applications to processing and underwriting for approval
Follows up to ensure required documents are secured
Engages in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
Requirements
High school degree or equivalent
Nice to have: Established referral base within assigned market
Nice to have: Proven success in mortgage loan origination
Responsible for originating and processing residential mortgage loans, including FHA, VA, Rural Housing, MHDC, Non-Conforming, FNMA, FHLMC, Portfolio, Bridge, and Home Equity Lines of Credit.
Responsibilities
Perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment
Understand and offer a variety of loans including FHA, VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA, FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit
Approach their business with confidence to help them succeed
Provide local processing and underwriting support to originators
Requirements
Bachelor’s degree from a four year college or university
Combine attributes of a progressive mortgage banker with local community lender values
Perform all duties required of a Mortgage Loan Officer
Require diverse set of products, services and technology to compete
Understand and offer variety of loans including FHA, VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA, FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit
Approach business with confidence to help clients succeed
Requirements
Bachelor’s degree from a four year college or university
Process mortgage loan files for underwriting approval, ensuring compliance and timely submission.
Compensation
Compensation: $23.00 - $32.00 per hour depending on experience.
Responsibilities
Process loans utilizing FHA, VA, Conventional, WHEDA and other loan programs by reviewing documentation and submitting complete files for underwriting approval.
Prepare initial disclosures and re-disclosures (per Regulation Z) to meet all regulatory deadlines.
Verify supporting documents like appraisals, credit reports, income, title commitments, and flood determinations to ensure files are complete and accurate.
Monitor daily pipeline reports, keeping track of commitment and rate expiration dates, and promptly updating loan officers on status changes.
Professionally update loan officers, customers, and third-party vendors on loan status and any missing documentation.
Lead safety engineering activities across the full project lifecycle, develop safety artifacts, conduct risk assessments, and provide safety evidence to customers and stakeholders.
Responsibilities
Lead safety engineering activities across the full project lifecycle
Develop key Safety Artifacts such as Safety Cases, Safety Plans and Hazard Logs
Conduct HAZID and risk assessment workshops using techniques such as HAZOPs, STPA and SWIFT
Apply qualitative and quantitative safety techniques including FHA, FMECA, FTA, ETA and Bow-Tie analysis
Provide robust safety evidence and assurance to customers and stakeholders