The Program Underwriter independently evaluates, prices, quotes, and binds new and renewal business assigned public entity programs.
Compensation
The salary range is $85,000 - $90,000 annually.
Responsibilities
Evaluate, price, quote, and bind new and renewal business within delegated underwriting authority
Analyze exposures, loss history, applications, financial information, coverage terms, and risk management information to make sound underwriting decisions
Manage an assigned renewal book and new-business pipeline, maintaining accurate documentation and escalating risks requiring management, reinsurance, or excess carrier review
Underwrite and provide technical guidance across assigned coverages, including Workers’ Compensation, Liability, Property, Cyber, Auto, Crime, and other specialty coverages
Oversee policy administration, including binding, issuance, endorsements, cancellations, reinstatements, and resolution of discrepancies
Requirements
Bachelor's degree in Insurance and Risk Management
Drive growth of new business for MIB by developing and executing strategic plans, building relationships with brokers, sub-agencies, and partners, and identifying growth opportunities.
Compensation
Salary: $80,000 - $120,000
Responsibilities
Develop and grow a portfolio of clients by generating leads, leveraging referrals, and building long-term relationships.
Identify and pursue new business opportunities to expand market presence in the insurance space.
Implement sales initiatives and campaigns to increase premium volume and enhance brand recognition.
Represent MIB at various industry events.
Work closely with underwriting, Brokers, and leadership teams to align business development efforts with company objectives.
Requirements
Minimum College or University level Degree or comparable experience.
The Commercial Real Estate (CRE) Portfolio Manager supports the management and ongoing monitoring of a portfolio of commercial real estate loans to ensure strong credit quality, compliance with approved credit terms, and sound portfolio performance.
The Credit Officer provides advanced credit analysis, underwriting expertise, and loan decisioning support to ensure sound credit administration and portfolio quality.
Compensation
Competitive compensation package. Grade and salary commensurate with experience, with an annualized base salary range of 70,000.00 - 100,000.00 plus a bonus based on team and individual performance.
Responsibilities
Analyze and underwrite agricultural loan requests by evaluating financial information, assessing risk, determining eligibility, and preparing comprehensive credit recommendations.
Apply the 5 C’s of Credit, financial projections, collateral analysis, and risk assessments to support sound lending decisions and appropriate loan structures.
Serve as a credit resource to lending teams by providing guidance on underwriting standards, credit administration, loan approvals, portfolio risk, and financial analysis.
Participate in Credit Services Division and Association Loan Committees by evaluating loan opportunities, recommending structures and terms, and determining approval or denial decisions within delegated authority.
Develop written credit narratives, loan servicing plans, covenant recommendations, and risk mitigation strategies that support portfolio quality and regulatory compliance.
Requirements
Bachelor’s degree in finance, agriculture, business, or a related field
The Senior Credit Officer provides advanced credit analysis, underwriting expertise, and loan decisioning support for large and complex credit relationships.
Compensation
Competitive compensation package. Grade and salary commensurate with experience, with an annualized base salary range of 85,000.00 - 140,000.00 plus a bonus based on team and individual performance.
Responsibilities
Analyze and underwrite large and complex loan requests by evaluating financial information, assessing risk, determining eligibility, and developing comprehensive credit recommendations.
Apply the 5 C’s of Credit, financial projections, collateral analysis, and risk assessment tools to support sound lending decisions and appropriate loan structures.
Serve as a trusted credit resource by partnering with lending teams, supporting credit administration, evaluating lending standards, and providing technical expertise on complex credit matters.
Participate in Credit Services Division and Association Loan Committees by evaluating loan opportunities, determining appropriate structures and terms, and making loan approval recommendations and decisions within delegated authority.
Develop written credit narratives, loan servicing plans, covenant recommendations, and troubled debt restructuring evaluations to support portfolio quality and risk management.
Requirements
Bachelor’s degree in finance, agriculture, business, or a related field
Underwriting Consultant - Life Underwriting - Remote
Assess complex mortality risks and underwrite life insurance applications while maintaining underwriting standards and collaborating with stakeholders.
Compensation
Salary Range: $96,700 - $161,200 plus eligibility for annual bonus program
Responsibilities
Review individual life insurance applications and underwrite standard and substandard risks
Determine acceptance, rejection or modification of life insurance risks
Conferring with other Consultant-level Underwriters and senior leadership on complex cases
Obtaining second signature on cases that exceed designated underwriting authority
Lead onboarding, training, and ongoing support for new and existing clients, driving adoption and growth of Worth AI’s underwriting and decisioning platform.
Locations (4)
Orlando, Florida, United States
Atlanta, Georgia, United States
Tampa, Florida, United States
Miami, Florida, United States
Responsibilities
Assist and support the implementation process for newly acquired clients
Onboard new clients and provide hands‑on training
Build and nurture strong client relationships
Work closely with clients to build success and growth plans
Benefits
Financial assistance for approved work-related training/development courses leading to certification
Professional development programs (seminars and conferences)
Total rewards program (financial, physical, and mental health)
Support the management and ongoing monitoring of a commercial real estate loan portfolio to ensure compliance with approved credit terms, internal policies, and established standards
Partner with Relationship Managers and Credit Officers to support underwriting of new loan requests, renewals, and modifications
Perform financial analysis including global cash flow analysis, covenant testing, collateral monitoring, and risk rating assessments to support underwriting and credit decisioning for new and existing loans
Assist in the preparation of prescreen and credit approval memoranda for new loan requests, renewals, and modifications
Partner with Credit Analysts to facilitate timely and accurate financial analysis and credit memo preparation
Requirements
Bachelor’s degree in Finance, Accounting, Business, Real Estate, or a related field
Nice to have: Analyzing borrower and guarantor financial statements
Nice to have: Global cash flow analysis
Nice to have: Working knowledge of CRE loan structures, covenants, documentation, and credit approval processes
Nice to have: Experience analyzing financial statements, cash flow, and real estate collateral within a banking or institutional environment
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